{"id":9379,"date":"2022-12-28T15:00:51","date_gmt":"2022-12-28T07:00:51","guid":{"rendered":"https:\/\/newsletter.tcu.edu.tw\/?p=9379"},"modified":"2023-09-26T10:09:03","modified_gmt":"2023-09-26T02:09:03","slug":"%e3%80%8c2022%e5%b9%b4%e8%ab%be%e8%b2%9d%e7%88%be%e7%8d%8e%e7%b6%93%e6%bf%9f%e5%ad%b8%e7%8d%8e%e8%ac%9b%e5%ba%a7%e3%80%8d%e5%88%86%e4%ba%ab","status":"publish","type":"post","link":"https:\/\/newsletter.tcu.edu.tw\/?p=9379","title":{"rendered":"\u300c2022\u5e74\u8afe\u8c9d\u723e\u734e\u7d93\u6fdf\u5b78\u734e\u8b1b\u5ea7\u300d\u5206\u4eab"},"content":{"rendered":"<p class=\"p1\" style=\"text-align: justify;\"><span class=\"s1\">\u7167\u7247<\/span><span class=\"s2\">\/<\/span><span class=\"s1\">\u6587\uff1a\u9673\u6587\u83ef<\/span><\/p>\n<p class=\"p2\" style=\"text-align: justify;\"><span class=\"s1\">\u8d85\u904e\u767e\u5e74\u6b77\u53f2\u5168\u7403\u6700\u9ad8\u69ae\u8b7d\u734e\u9805\u7684\u300c\u8afe\u8c9d\u723e\u734e\u300d<\/span><span class=\"s2\">2022<\/span><span class=\"s1\">\u5e74\u6700\u65b0\u5f97\u4e3b\u5df2\u65bc\u65e5\u524d\u767c\u4f48\uff0c\u70ba\u4f7f\u6148\u6fdf\u5927\u5b78\u5e2b\u751f\u3001\u6c11\u773e\u66f4\u77ad\u89e3\u570b\u969b\u9802\u5c16\u5b78\u8853\u7814\u7a76\u53ca\u5176\u5c0d\u793e\u6703\u767c\u5c55\u7684\u8ca2\u737b\uff0c\u6148\u6fdf\u5927\u5b78\u570b\u969b\u66a8\u8de8\u9818\u57df\u5b78\u9662\u65bc<\/span><span class=\"s2\">12<\/span><span class=\"s1\">\u6708<\/span><span class=\"s2\">20<\/span><span class=\"s1\">\u65e5\u8209\u8fa6\u300c<\/span><span class=\"s2\">2022<\/span><span class=\"s1\">\u5e74\u8afe\u8c9d\u723e\u734e\u7d93\u6fdf\u5b78\u734e\u8b1b\u5ea7\u300d\u3002\u570b\u969b\u66a8\u8de8\u9818\u57df\u5b78\u9662\u6797\u5149\u6167\u9662\u9577\u8868\u793a\uff0c\u672c\u8b1b\u5ea7\u9080\u8acb\u6771\u83ef\u5927\u5b78\u7d93\u6fdf\u5b78\u7cfb\u738b\u53cb\u5229\u6559\u6388\u6df1\u5165\u6dfa\u51fa\u89e3\u6790\u4eca\u5e74\u7d93\u6fdf\u5b78\u734e\u5f97\u4e3b\u6210\u5c31\uff0c\u76fc\u85c9\u6b64\u5f37\u5316\u6148\u5927\u7684\u5546\u5b78\u6559\u80b2\u8207\u4eba\u624d\u57f9\u80b2\u3002<\/span><\/p>\n<p class=\"p2\" style=\"text-align: justify;\"><span class=\"s2\">2022<\/span><span class=\"s1\">\u5e74\u8afe\u8c9d\u723e\u7d93\u6fdf\u5b78\u734e\u7531\u524d\u7f8e\u570b\u806f\u6e96\u6703\uff08<\/span><span class=\"s2\">Fed<\/span><span class=\"s1\">\uff09\u4e3b\u5e2d\u67cf\u5357\u5947\uff08<\/span><span class=\"s2\">Ben Bernanke<\/span><span class=\"s1\">\uff09\u3001\u7f8e\u570b\u5b78\u8005\u6234\u8499\uff08<\/span><span class=\"s2\">Douglas W. Diamond<\/span><span class=\"s1\">\uff09\u548c\u8fea\u5e03\u7dad\u683c\uff08<\/span><span class=\"s2\">Philip H. Dybvig<\/span><span class=\"s1\">\uff09\u4e09\u4f4d\u5b78\u8005\u5171\u4eab\u6b8a\u69ae\u3002\u6771\u83ef\u5927\u5b78\u7d93\u6fdf\u5b78\u7cfb\u738b\u53cb\u5229\u6559\u6388\u8868\u793a\uff0c\u4f2f\u5357\u5947\u904e\u53bb\u66fe\u7814\u7a76<\/span><span class=\"s2\">1930<\/span><span class=\"s1\">\u5e74\u4ee3\u7f8e\u570b\u7d93\u6fdf\u5927\u6050\u614c\uff0c\u5728\u7576\u6642\u80cc\u666f\u4e0b\uff0c\u6c11\u773e\u4e0d\u4fe1\u4efb\u7f8e\u570b\u9280\u884c\uff0c\u8a8d\u70ba\u501f\u8cb8\u4fe1\u7528\u4e26\u4e0d\u5b58\u5728\uff0c\u65bc\u662f\u51fa\u73fe\u64e0\u514c\u98a8\u6f6e\uff0c\u73fe\u91d1\u4e0d\u8db3\u7684\u554f\u984c\u3002\u4eba\u6c11\u5be7\u9858\u624b\u4e0a\u90fd\u662f\u73fe\u91d1\uff0c\u4e5f\u4e0d\u9858\u610f\u5b58\u5728\u9280\u884c\u88e1\uff0c\u7f8e\u570b\u7d93\u6fdf\u8870\u9000\u56b4\u91cd\u3002\u4f9d\u5faa<\/span><span class=\"s2\">1930<\/span><span class=\"s1\">\u5e74\u6642\u7a7a\u80cc\u666f\u8108\u7d61\u7684\u7814\u7a76\u7d50\u8ad6\uff0c\u4f7f\u67cf\u5357\u5947\u64d4\u4efb\u806f\u6e96\u6703\u4e3b\u5e2d\u9762\u5c0d<\/span><span class=\"s2\">2008<\/span><span class=\"s1\">\u5e74\u91d1\u878d\u6d77\u562f\u6642\uff0c\u63a1\u53d6\u91cf\u5316\u5bec\u9b06\u653f\u7b56\u3002\u6234\u8499\u662f\u829d\u52a0\u54e5\u5927\u5b78\u5e03\u65af\u5546\u5b78\u9662\u6559\u6388\uff0c\u8fea\u5e03\u7dad\u683c\u5247\u70ba\u8056\u8def\u6613\u83ef\u76db\u9813\u5927\u5b78\u5967\u6797\u5546\u5b78\u9662\u6559\u6388\uff0c\u5169\u4eba\u5728<\/span><span class=\"s2\">1983<\/span><span class=\"s1\">\u5e74\u5171\u540c\u63d0\u51fa\u300c\u6234\u8499<\/span><span class=\"s2\">\u2500<\/span><span class=\"s1\">\u8fea\u5e03\u7dad\u683c\u6a21\u578b\u300d\uff08<\/span><span class=\"s2\">Diamond\u2500Dybvig model<\/span><span class=\"s1\">\uff09\uff0c\u6b64\u70ba\u9280\u884c\u64e0\u514c\u548c\u91d1\u878d\u5371\u6a5f\u6700\u5177\u5f71\u97ff\u529b\u7684\u6a21\u578b\u4e4b\u4e00\u3002<\/span><\/p>\n<p class=\"p2\" style=\"text-align: justify;\"><span class=\"s1\">\u300c\u6234\u8499<\/span><span class=\"s2\">\u2500<\/span><span class=\"s1\">\u8fea\u5e03\u7dad\u683c\u6a21\u578b\u300d\u7c21\u660e\u627c\u8981\u5730\u95e1\u8ff0\u4e86\u9280\u884c\u7684\u57fa\u672c\u6096\u8ad6\uff1a\u9280\u884c\u662f\u6d88\u8cbb\u8005\u73fe\u91d1\u7684\u5132\u5b58\u5eab\uff0c\u4f46\u7576\u9280\u884c\u7528\u9019\u4e9b\u73fe\u91d1\u9032\u884c\u6295\u8cc7\u6642\uff0c\u5f80\u5f80\u6703\u675f\u7e1b\u8cc7\u91d1\uff0c\u4f7f\u5176\u7121\u6cd5\u7acb\u5373\u6e05\u7b97\u3002\u9019\u662f\u5275\u9020\u8ca1\u5bcc\u7684\u597d\u65b9\u6cd5\uff0c\u82e5\u767c\u751f\u64e0\u514c\u9020\u6210\u9280\u884c\u5012\u9589\uff0c\u5b58\u6236\u5728\u6050\u614c\u7684\u60c5\u6cc1\u4e0b\uff0c\u8a66\u5716\u63d0\u53d6\u6240\u6709\u8cc7\u91d1\u6642\uff0c\u5c31\u6703\u5c0e\u81f4\u5371\u6a5f\u3002\u8a72\u7406\u8ad6\u8a8d\u70ba\uff0c\u70ba\u9632\u6b62\u9280\u884c\u64e0\u514c\u60c5\u6cc1\u767c\u751f\uff0c\u7dad\u6301\u653f\u5e9c\u76e3\u7ba1\u548c\u5b89\u5168\u7db2\u975e\u5e38\u91cd\u8981\uff0c\u4f8b\u5982\u7531\u653f\u5e9c\u6216\u4e2d\u592e\u9280\u884c\u63d0\u4f9b\u5b58\u6b3e\u4fdd\u96aa\u3002\u5982\u6b64\u5728\u9280\u884c\u64e0\u514c\u60c5\u6cc1\u4e0b\uff0c\u4fdd\u96aa\u53ef\u8ca0\u64d4\u5b58\u6b3e\u4eba\u5168\u90e8\u6216\u90e8\u5206\u640d\u5931\u3002\u82e5\u5132\u6236\u77ad\u89e3\u5373\u4f7f\u767c\u751f\u9280\u884c\u64e0\u514c\u4ea6\u53ef\u53d6\u56de\u5b58\u6b3e\uff0c\u53ef\u6e1b\u5c11\u9280\u884c\u64e0\u514c\u60c5\u6cc1\u3002<\/span><\/p>\n<p class=\"p2\" style=\"text-align: justify;\"><span class=\"s1\">\u56e0\u6b64\uff0c\u300c\u6234\u8499<\/span><span class=\"s2\">\u2500<\/span><span class=\"s1\">\u8fea\u5e03\u7dad\u683c\u6a21\u578b\u300d\u88ab\u7528\u65bc\u7406\u89e3\u91d1\u878d\u5371\u6a5f\u671f\u9593\u5e02\u5834\u4e2d\u7684\u5176\u4ed6\u985e\u4f3c\u904b\u884c\u7684\u73fe\u8c61\u3002<\/span> <span class=\"s1\">\u8fd1\u5e74\uff0c<\/span><span class=\"s2\">COVID-19<\/span><span class=\"s1\">\u548c\u4fc4\u570b\u5165\u4fb5\u70cf\u514b\u862d\u5e36\u4f86\u5168\u7403\u7d93\u6fdf\u52d5\u76ea\uff0c\u5c0d\u6b64\uff0c\u6234\u8499\u8868\u793a\uff0c\u7d93\u6b77<\/span><span class=\"s2\">2000<\/span><span class=\"s1\">\u5e74\u4ee3\u7d93\u6fdf\u5d29\u76e4\uff0c\u4ee5\u53ca\u76e3\u7ba1\u6a5f\u69cb\u7684\u6539\u9032\uff0c\u73fe\u5728\u7684\u91d1\u878d\u9ad4\u7cfb\u6bd4\u8d77\u4ee5\u524d\u300c\u6c92\u6709\u90a3\u9ebc\u8106\u5f31\u300d\uff0c\u4f46\u9019\u4e9b\u5c0d\u64e0\u514c\u7684\u6050\u61fc\u3001\u6df7\u4e82\u548c\u5371\u6a5f\u9084\u662f\u53ef\u80fd\u6703\u51fa\u73fe\u5728\u91d1\u878d\u90e8\u9580\u7684\u4efb\u4f55\u5730\u65b9\u3002<\/span><\/p>\n<p class=\"p2\" style=\"text-align: justify;\"><span class=\"s1\">\u570b\u969b\u670d\u52d9\u7522\u696d\u7ba1\u7406\u5b78\u58eb\u5b78\u4f4d\u5b78\u7a0b\u6731\u6b63\u4e00\u6559\u6388\u5206\u4eab\uff0c\u6bcf\u5929\u90fd\u6703\u807d\u5230\u300c\u7d93\u6fdf\u300d\u8cc7\u8a0a\uff0c\u5c0d\u65bc\u7d93\u6fdf\u5b78\u9019\u9580\u5b78\u554f\uff0c\u7e3d\u8a8d\u70ba\u5145\u6eff\u7d71\u8a08\u6578\u5b57\u8207\u8271\u6f80\u96e3\u61c2\u7684\u7406\u8ad6\uff1b\u5728\u4e00\u822c\u5927\u773e\u7684\u773c\u88e1\uff0c\u6559\u4eba\u5982\u4f55\u6295\u8cc7\u7406\u8ca1\u8cfa\u5927\u9322\u597d\u50cf\u4e5f\u662f\u7d93\u6fdf\u7684\u4e00\u90e8\u5206\u3002\u7d93\u6fdf\u5b78\u53ef\u8aaa\u662f\u5c0d\u6240\u6709\u4e8b\u7269\uff0c\u4ee5\u7406\u6027\u65b9\u5f0f\u505a\u51fa\u9078\u64c7\u548c\u6c7a\u5b9a\uff0c\u5305\u542b\u653f\u5e9c\u653f\u7b56\u7684\u898f\u5283\u3002\u6731\u6b63\u4e00\u6559\u6388\u8868\u793a\u7279\u5225\u611f\u8b1d\u6771\u83ef\u5927\u5b78\u738b\u53cb\u5229\u6559\u6388\u7684\u5206\u4eab\uff0c\u4e5f\u671f\u8a31\u5e2b\u751f\u5011\u5728\u4e86\u89e3\u570b\u969b\u9802\u5c16\u5b78\u8853\u7814\u7a76\u53ca\u5176\u5c0d\u793e\u6703\u767c\u5c55\u7684\u8ca2\u737b\u5916\uff0c\u66f4\u5f9e\u4e2d\u5b78\u7fd2\u7814\u7a76\u7cbe\u795e\u3002<\/span><\/p>\n<p><a href=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/1-10.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9380 size-full\" src=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/1-10.jpg\" alt=\"\" width=\"1024\" height=\"1365\" srcset=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/1-10.jpg 1024w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/1-10-225x300.jpg 225w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/1-10-768x1024.jpg 768w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/1-10-730x973.jpg 730w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/1-10-435x580.jpg 435w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a> <a href=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/2-9.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9381 size-full\" src=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/2-9.jpg\" alt=\"\" width=\"1024\" height=\"1365\" srcset=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/2-9.jpg 1024w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/2-9-225x300.jpg 225w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/2-9-768x1024.jpg 768w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/2-9-730x973.jpg 730w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/2-9-435x580.jpg 435w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a> <a href=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/3-9.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9382 size-full\" src=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/3-9.jpg\" alt=\"\" width=\"1024\" height=\"1365\" srcset=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/3-9.jpg 1024w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/3-9-225x300.jpg 225w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/3-9-768x1024.jpg 768w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/3-9-730x973.jpg 730w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/3-9-435x580.jpg 435w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a> <a href=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/4-10.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9383 size-full\" src=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/4-10.jpg\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/4-10.jpg 1024w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/4-10-300x200.jpg 300w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/4-10-768x512.jpg 768w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/4-10-730x487.jpg 730w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/4-10-435x290.jpg 435w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/4-10-272x182.jpg 272w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a> <a href=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/5-6.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9384 size-full\" src=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/5-6.jpg\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/5-6.jpg 1024w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/5-6-300x200.jpg 300w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/5-6-768x512.jpg 768w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/5-6-730x487.jpg 730w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/5-6-435x290.jpg 435w, https:\/\/newsletter.tcu.edu.tw\/wp-content\/uploads\/2022\/12\/5-6-272x182.jpg 272w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7167\u7247\/\u6587\uff1a\u9673\u6587\u83ef \u8d85\u904e\u767e\u5e74\u6b77\u53f2\u5168\u7403\u6700\u9ad8\u69ae\u8b7d\u734e\u9805\u7684\u300c\u8afe\u8c9d\u723e\u734e\u300d [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9383,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-9379","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-5","clearfix"],"_links":{"self":[{"href":"https:\/\/newsletter.tcu.edu.tw\/index.php?rest_route=\/wp\/v2\/posts\/9379","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsletter.tcu.edu.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsletter.tcu.edu.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsletter.tcu.edu.tw\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsletter.tcu.edu.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9379"}],"version-history":[{"count":1,"href":"https:\/\/newsletter.tcu.edu.tw\/index.php?rest_route=\/wp\/v2\/posts\/9379\/revisions"}],"predecessor-version":[{"id":13004,"href":"https:\/\/newsletter.tcu.edu.tw\/index.php?rest_route=\/wp\/v2\/posts\/9379\/revisions\/13004"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsletter.tcu.edu.tw\/index.php?rest_route=\/wp\/v2\/media\/9383"}],"wp:attachment":[{"href":"https:\/\/newsletter.tcu.edu.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9379"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsletter.tcu.edu.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9379"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsletter.tcu.edu.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9379"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}